Standard current account, never in the red, bank is charging me £8 a month for the privelige of being with them.

Is this standard these days or am I getting ripped off?

Should I moan?

We've got an advantage gold account,think that costs us but surely a standard account shouldn't

Can understand it if it's for an overdraft or you've gone into the red without asking or summat..

But 'none of the above'.. looking back through statements it's page after page of black figures, never gone a penny into the red, and they're whipping out £8 every month for 'service charge'

Only ever use a debit card, no credit arrangements or nothing like that.. think I'll have a wander round the banks tomoz with a pack of ID and see if I can find a better account. grrr

I think my bank has 3 different current accounts but only charge a monthly fee for one of them.....mines free and I get 5% interest too

Haven't checked the interest rate on mine lately.. good idea

There was something on Watchdog about this a while ago ... over zelous sales people were changing people accounts (without their knowledge or consent) to meet sales targets.

This consumer site is good one: http://www.consumeractiongroup.co.uk/forum/#consumer-forums-center-bank

Dug out the details & for some reason I'm actually on some super-duper-premier-gold-advantage-account-with-bells-on 

Gives you all manner of amazing benefits!!!

Like

Free chances to enter competitions to win in frilly pink underwear (open to heterosexual men only)
Free parking for life, for members who are chimpanzees and live on the moon (as long as you stand on one leg for 10 minutes each day at precisely noon)
Skydiving holiday discount vouchers (for all senior members over 120 years of age)

... you get the picture, what a load of rubberish

Don't remember signing up for all of this. No doubt ticked the wrong box somewhere along the line 

thats the problem Argie, they dont tell you the account you've got is wrong for you when it's earning them money, they're quick to tell you when it's not.

Silly really because I'm just going to go round every bank in the known universe with a barrowful of ID and the last years statements, and go somewhere else

I guess they've worked out very carefully how many people never check their statements, and for how long they go without checking. Calculating gits 

They should have told you what the account entailed when you opened it.  I have fee paying current account, but it is by choice, due to the benefits i get, and use.

All you can do is speak to them, and get your account changed to one with no fee, check the internet on all the accounts around, might be surprised at what you find.

similar thing happened a few years ago, when banks change their accounts and some become obsolete, they vastly reduce the interest on those accounts, I was in my building society with the bloke in front of me questioning why the interest rate on his account had gone from 9% to 2% without him being informed.

they told him they do not inform customers that accounts become obsolete it's up to you to check what interest you are getting, he was very annoyed but got his own back by demanding they close his account immediately and he wanted his money in cash, this was over 20 years ago and he had over £100,000 in the account, the interest decrease had cost him a lot of money.

they said they didn't carry that sort of amount in the branch, he just said well find a way of getting it, they eventually agreed to deliver it in a security van, I couldn't wait around to see the outcome, but he whispered to me as I was leaving that he intended to carry the cash across the road and pay it into a rival BS.
 

As one would do, with chump change in their pocket..lol


*stroll? i'd be paranoid*